Divorce and Your Home

Posted on October 6, 2021 (November 23, 2022) by Support

How to Avoid Costly Housing Mistakes During and After a Divorce: What You Need to Know About Your House, Your Home Loan and Taxes

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Divorce is rarely easy and comes with many difficult decisions, one of the most important of which is what to do about the house.

Once you know how a divorce affects your home, mortgage and taxes, other more emotional decisions are easier. Most people involved in a divorce find it helpful to access some non-emotional, straightforward, specific information and answers in the midst of the heavy emotional and financial turmoil so they can make logical vs. emotional decisions on the basis of neutral, third party information.

For many, the first decision is whether they want to continue living in the house. One the one hand, the familiar surroundings may bring comfort and emotional security, but on the other, these same surroundings may evoke unpleasant memories. Is it important to you to minimize change by staying where you are, or would you rather have a fresh start by selling your home and moving to a new place?

Each person’s answers to those questions will be personal and different, but there will almost certainly be financial repercussions to the decision process. Can you manage the present house on your new budget? Or is it better to sell and buy? What can you afford? Is refinancing possible? How much house can you buy on your new budget?

To help you know what questions you should ask and how to arrive at the right answer for your specific situation, a FREE special report has been prepared by industry experts entitled, “Divorce: What You Need to Know About Your House, Your Home Loan and Taxes”.

Order this report NOW to find out how to make this part of your current situation less stressful.

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Ricardo Nadal, Owner/Broker

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"I first met Ricardo and his team during a job interview. I explained to them that my main goal prior to becoming a full time real estate agent was to purchase a home. So I could be able to leave my full time job. Since our first meeting they went above and beyond to make my goal happen. I was able to become a homeowner within two months of starting the process with Ricardo and his team. I won the second offer we sent out even though I was competing with several offers and one being a cash offer. They are extremely knowledgeable and are trained to work in competitive market conditions. They have various strategies to compete and win offers.Ricardo and his team are indeed the best team one could hire to buy/sell a home and to work with. I am so grateful to Ricardo and the rest of the team for helping me achieve my main goal and I am super happy to be a part of this amazing team!"

Maria Cortes

"After our first meeting with Ricardo Nadal & The Nadal Team we immediately started with financing and within a couple of weeks we found a house we loved. Thanks to their great negotiating skills and good advice, we were able to get the house at a good price and in the location we wanted. I knew right away that we had made the right decision because we had already been looking for a year, making offers with another team and with no luck. Both Ricardo Nadal and Maria Cortes are very helpful, have lots of experience, and very professional. Thank you so much. I recommend them 100%!!"

N Cordero

"I have been doing business with The Nadal Team for over 15 years, they are very knowledgeable, they know how to win offers a very competitive market, they always work on your behalf. Great team!! Highly recommended!!"

Erica Gallon

"YHSGR is the best company by far. Our realtor Mr. Rodney Clayborn was the best. He went above and beyond with helping us on our journey to purchase a home. My husband and I put offers in on two house and with Rodney’s knowledge and expertise, we got both offers without any hesitation from the owners. We closed on our house in 3 weeks time. Overall, if and when our next home purchase, I definitely be call Mr. Clayborn at YHSGR!!!"

SmileyRDH73

"The Nadal Team is THEEEEEE Best Team on this Side of the Mississippi!!! Ricardo and Catalina worked vigorously day and night to make sure we found out next home with the room we needed. Accepting our late and early calls, answering our many questions and assuring us what we want was out here! And YES they found just what we Needed!! We couldn’t ask for a Better Agents!!"

Rosie White

"Knowledgeable team with great customer service, highly recommend! They helped my girlfriend and I buy our first home. From the start the transaction was smooth and every question we had they were able to answer. Thank you to The Nadal Team for helping us achieve one of our goals!"

Alexis Flores

"The Nadal Team sold my house for 100% of market value with the least amount of hassle" Great service and I will definitely use them again."

radillo69

"Rodney and Tanesha are my go to real estate agents. I live out of state and was looking for someone to sell my rental property. I called a few of my friends that lived in the Columbus, GA areas and was referred to them. We did a video conference and Rodney walked me through all of the paperwork and answered my questions. After the property was listed Tanesha & Rodney keep me posted on everything that was going on with my property and gave me a weekly recap. Rodney and Tanesha saved me a lot of time and money because I didn't want to travel to Columbus, GA to take care of some of the things that come alone with preparing a property to go on the market. You are getting a 2 for 1 deal in my opinion. Thank you two for the work you have done."

Jimmy Cameron

"Ricardo was extremely helpful in the purchase of our home in the Atlanta area. Indeed, he provided us with all the relevant information and necessary steps that were associated with the purchase of a "short sale" property. We have owned homes and lived in number of states over the years, including California, New York, Louisiana, and Virginia. Ricardo, compared with all the other real estate agents we have worked with, has been one of the most supportive and responsive to our relocating needs. We recommend him without any reservations."

ramirez68

"I would like to say just how much I appreciate Mrs. Tanesha Clayborn with YHSGR for helping myself and wife with our journey to owning a home. Whenever we have any questions, day or late night, she was there to answer. If it was up me, I would have every realtor copy from her because she's excellent and very knowledgeable at what she does!! So, if you're in need of a realtor don't hesitate to contact Mrs. Clayborn."

Donovan Dawson

"I recommend The Nadal team for all your real estate needs. They all do an outstanding job helping people buy and sell the place they call home. They’re very knowledgeable of the Atlanta real estate market."

Viviana Tabares

"I would like to thank Ricardo Nadal, for his incredible patience with me. Finding a home is not easy. Ricardo, was very honest and upfront on any questions I had. He works with a well-organized team who kept me informed about upcoming due dates, changes in scheduling and so on. Please take time to meet with the Nadal Team for your future home. Ricardo, keep up the good work!"

marquezy2011

"Hi, this is Vincent and Anita Harville. We sold our house with The Nadal Team and Ricardo in one week and everything went great. We sold it the first weekend we listed it the first weekend and everything was a part of the team is totally professional and I will recommend them to anyone."

Anita Harville

"Ricardo opened up the market for us with multiple videos, and his own professional observations just as the pandemic started. This enabled us to continue to search for our new home, facilitated by his guiding us through getting a loan to fulfill our dreams. We started looking in Georgia over three years ago and with no results. Thanks to his guidance and expertise he won the challenge for us in just three months."

arshadmshah1950

"Ricardo Nadal and his Team were very professional and efficient in finding the perfect home for our family! I remember that there were several bids for our current home and Ricardo and his Team pull it off and we got the house. I strongly recommend Ricardo Nadal if you want to buy or sell a house."

Carlos Rojas

"Great experience,very professional, efficient staff. RICARDO is very attentive at your needs and requests, He was quickly to respond to my calls and text. Thanks to the NADAL TEAM for the great experience selling our house 5??????????"

nailet418

"This was our second contract of purchase after the 1st contract felt through due to timing and inspection. Kids in and out of school, showings, inspections and financing all can be very demanding but Ricardo and Catalina pushed sellers and other agents to work with us while we were making sure we can sell our first house and that the timing and numbers were correct. Up until the last couple of days and the seller haven't been able to move out I was really stressed out but everything worked for the best and we met some fantastic people in the process. Thanks to the whole Nadal Team."

dryka111

"Rodney and Tanesha Clayborn are true professionals. They went above and beyond to help us through the process of selling our home. They helped us through multiple counter offers and fought to get us every dollar. We were selling our home from out of state and they oversaw repairs and walkthroughs in our absence. They were everything we needed and more! We can’t thank you enough!!"

Patricia Cameron

"By the time we met Ricardo and The Nadal Team we had an unpleasant experience before with another agent. We put our House under contract before with another realtor and we actually moved out of the house to a rental while we found a house to buy, but for some reason the deal fell through because the buyer didn’t get loan approval. We ended up breaking the lease and it was kind of frustrating. Finally, we met Ricardo, he was very tenacious and really looked out for our interests. The Nadal Team got us 4 offers from qualified buyers and our house was sold within 16 DAYS on the market. One more thing about our great experience working with Ricardo and his team, at closing THEY SURPRISED US with a Credit from the Lender for a “Hold up” on the loan, and it was very unexpected and it’s always nice when you get extra, we really appreciate you Ricardo and The Nadal Team."

Gregory Jacquet

"Ricardo was very helpful and provided excellent service. He was able to work around my schedule with house tours and paperwork. Everything was explained to me along the process and provided us with great tools to find the right house and services. Ricardo worked diligently to negotiate with the seller to cover closing costs. I highly recommend Ricardo and his team for any home buyers."

zuser20191102060602734

"My family and I have been doing business with them for more than 10 years and is very rare to find a company that is so committed to satisfy their clients. I’m always super impressed with the honesty and integrity of the professionals at the Nadal Team. Best place to buy and sell for sure!!"

Alicia Londono

"We received great communication from our Realtor Nayli, she walked us through every step and answered the phone with any questions we had. She was very pleasant and always had a smile on her face. My husband and I are grateful and happy home owners. This was a process but we felt we could trust our Realtor to get us through it. We won our current home in a multiple offer situation and obtained $5,500 in Closing Costs. I highly recommend Nayli and The Nadal Team."

BrittannyAguilar15

"Ricardo Nadal's Team Sold Our House for 100% Asking Price in 21 Days. They are on Our Speed Dial.Thanks A Lot !!!! The Nadal's team were very aggressive in their sale, scheduled and showed the property since they listed the house, and took care of the little details to make it a very fast and easy process!!!"

eliocarrasquero2010

"Maricruz and Tony were such good listeners. They really helped us narrow down our needs and find the perfect place for us. They made the experience pleasant and stress free. We would recommend them to anyone. My husband and I have very diverse wishes for a home. Maricruz was able to find a place that suited us to a “T”and it was no easy job. They were able to work around our difficult schedules. I highly recommend them!!!!"

JoAnn Radtke

"The Nadal Team is top notch. We have purchased two homes with them and will never use a different realty team. Ricardo and Catalina are on top of it every step of the way, constantly communicating. Thank you Nadal team for helping my family and I find our home!"

David Gonzalez

"Catalina, Ricardo and their team had been with us through some rough seas in this process. Our house received multiple offers and they always guided us to look at the big picture and what was best for us. We ended up selling the house for 100% of asking price with NO REPAIRS."

drykapahola

"The Nadal Team did a wonderful job helping us secure a home in this crazy time. They researched homes and provided me feedback and guidance along the way. They were also extremely flexible when receiving phone calls into the evening hours."

zuser20160721211319654

"To be frank, Rodney is the most fantastic real estate agent I've ever have the pleasure of meeting and working with. He went above, beyond and plus ultra for us! He put in work that we could not even have fathomed he would do. After having bad experiences with a few other agents, he was out knight in shining armor and has delivered on every promise he made us and more. Thank you so much Rodney and in case you were wondering... You have clients for life in us and we are proud to call you our agent and now friend!!!"

Timothy Jones

"Guillermo did an amazing job helping me to find out a good deal in a moment where the market was crazy. Very patient and honest. He is the reason why I reached to get under contract, also he kept in contact with my loan officer to follow all the process making sure everything was running good. His team has the experience needed to handle all the situations. Highly recommended."

Diego Quintero

"A friend of my recommend to choose Ricardo Nadal as my agent because his team are very professional on helping first time house buyers like me find a home. They help me find house that suits me and my family very well in record time. I was very pleased with your services that they provide for me. I strongly recommend to choose Ricardo Nadal and his team as your agent if you plan on buying or selling a house. Thank you Ricardo Nadal for helping me buy my very first house!"

vicente198359